> ## Documentation Index
> Fetch the complete documentation index at: https://docs.runspark.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Insurance Edition Overview

> Everything Spark adds for life insurance agencies — commission tracking, policy management, AI underwriting, and team dashboards

Spark's Insurance Edition turns your workspace into a complete sales system built specifically for life insurance agents and agencies. On top of the core platform — AI agents, CRM, calling, and texting — it adds the tools an insurance producer actually runs their day on: commission grids, a sales log that calculates your comp automatically, policy records, a live underwriting assistant on every call, and agency-level rollups for managers.

## What's Included

<CardGroup cols={2}>
  <Card title="Commission Tracking" icon="percent" href="/insurance/commission-tracking">
    Pre-loaded carrier comp grids with your contract levels, advance/as-earned splits, and editable rates.
  </Card>

  <Card title="Sales Log" icon="file-invoice-dollar" href="/insurance/sales-log">
    Log a policy sale and Spark calculates your full, advance, and as-earned commission instantly.
  </Card>

  <Card title="Underwriting Assistant" icon="stethoscope" href="/insurance/underwriting-assistant">
    Real-time carrier fit recommendations during live calls, grounded in actual carrier underwriting guides.
  </Card>

  <Card title="Appointment Outcomes" icon="clipboard-check" href="/insurance/appointment-outcomes">
    One form after every appointment: records the policy, moves the pipeline, and texts the client a confirmation.
  </Card>

  <Card title="Activity & ROI Tracking" icon="chart-line" href="/insurance/activity-tracking">
    Daily tracker, weekly summaries, and lead-spend ROI so you always know what your marketing returns.
  </Card>

  <Card title="Agency Rollups" icon="sitemap" href="/insurance/agency">
    Managers see every producer's sales, calls, and commission in one dashboard — without touching their data.
  </Card>
</CardGroup>

## Built for the Life Insurance Workflow

The Insurance Edition follows the same path your sales day does:

1. **Leads come in** — tagged by lead type (Final Expense, Veteran, IUL, Mortgage Protection, and more) and automatically enrolled in matching [text and email follow-up campaigns](/insurance/lead-types)
2. **You dial** — with the [power dialer](/phone/dialer), live AI coaching, and the [underwriting assistant](/insurance/underwriting-assistant) surfacing carrier fits while the client talks
3. **You close** — record the [appointment outcome](/insurance/appointment-outcomes), and Spark creates the policy record, calculates your commission, updates the pipeline, and sends the client their confirmation
4. **You track** — the [dashboard](/insurance/dashboard) shows sales, premium, commission, and ROI; your [daily tracker](/insurance/activity-tracking) keeps the numbers honest
5. **Your agency sees it** — producers roll up to [agency dashboards](/insurance/agency) and the [leaderboard](/insurance/leaderboard)

## Feature Map

| Area                  | What you get                                                  | Where it lives                  |
| --------------------- | ------------------------------------------------------------- | ------------------------------- |
| Comp setup            | Carrier comp grids, contract levels, advance/as-earned splits | Comp Setup view                 |
| Sales log             | Per-policy sales records with automatic commission math       | Sales Log view                  |
| Daily tracker         | Leads, spend, dials, presentations, apps, sales — per day     | Daily Tracker view              |
| Weekly summary        | Auto-aggregated weekly KPIs and ROI                           | Weekly Summary view             |
| Dashboard             | Hero KPIs, trends, carrier breakdowns                         | Insurance Dashboard view        |
| Goal planner          | "What do I need to do to hit \$X?" forecasting                | Goal Planner view               |
| Policies              | Canonical policy records per client                           | Contact profiles                |
| Underwriting          | Live carrier fit recommendations on calls                     | Phone tab (dialer panel)        |
| Lead types            | 8 insurance lead types with smart drip routing                | Contacts + SMS/Email Drips      |
| Referrals             | Client referral links with commission rollup                  | Contact profiles                |
| Agency                | Manager dashboards across producer workspaces                 | Agency tab                      |
| Leaderboard           | Producer and agency rankings                                  | Leaderboard tab                 |
| Trust & number health | A2P registration, caller ID attestation, spam protection      | Settings → Trust Center / Phone |

## How Contacts Change

With the Insurance Edition installed, contact profiles are organized for insurance work. Custom fields are grouped into labeled sections instead of one long list:

* **Contact Info** — name, phone, email, address
* **Policy Info** — carrier, policy number, face amount, premium, draft date
* **Underwriting** — age, tobacco status, health conditions, desired coverage
* **Lead Source & Status** — lead type, lead score, source, stage

Your pipeline also gets insurance-specific baseline stages — **New Lead → Appointment Scheduled → Presentation Done → Application Submitted → Application Approved → Closed Won** — which the appointment outcome workflow moves contacts through automatically.

<Tip>
  Everything in the Insurance Edition works alongside the core platform docs. Your [agent](/agent/overview) can read and write all of this data too — log sales, look up comp rates, check policy details, and report your numbers on demand.
</Tip>

## Getting Started

Head to the [setup guide](/insurance/setup) for the recommended first-week checklist: confirm your comp grids, enable your drip campaigns, register your texting brand, and start dialing.